Business Insurance For Body Piercing Shops

Business insurance is designed to protect the financial assets of a business owner and is a crucial investment for a body piercing shop. All companies, regardless of business, face hazards that should be covered by insurance. 

Insurance for tattoo artists and body piercers is important in regard to many factors like bodily injury, property damage, etc. The most common and comprehensive type of business owner's policy investing in general liability insurance (or GLC).

body piercing insurance

Image Source: Google

Although companies are not lawfully required to carry general responsibility insurance, operating without it is extremely risky. If your company is sued, you could end face charges totaling hundreds of thousands of dollars (or more).

Having sufficient CGL policy in place to help offset these damages is the only way to avoid this type of devastating event for your company.

While overall responsibility is the most important type of insurance to have, there are several other forms of coverage you should be aware of. Here are some other types of insurance all body piercing shops should get:

Commercial property insurance

In case of fire, theft, or natural disaster, the business property insurance covers the cost of repair or replacement of your commercial-related property. This includes architectural damage to your store as well as equipment and business supplies.

Professional Liability Insurance

If one of your customers sues you based on a claim of negligence, professional liability insurance will cover your legal fees and any necessary regulation.